General Terms and Conditions

The products and services (collectively, the "Products and Services") offered by or through Magnifi.ca (collectively referred to as "Magnifi.ca") are made available subject to the following Terms and Conditions, Disclaimer of Warranties and Limitation of Liability. By using the Products and Services, you are agreeing to be bound by, and to comply with, these Terms and Conditions and any other terms and conditions or terms of service posted on any individual Magnifi.ca web site. Read all Terms and Conditions carefully including the Disclaimer of Warranties and Limitation of Liability.

Please direct any legal questions to: staff@Magnifi.ca

Content Linked to Magnifi.ca
Magnifi.ca encourages you to exercise discretion while using the Products and Services to browse the Internet. Magnifi.ca may produce automated search results or otherwise link you to sites containing information that some people may find inappropriate or offensive. Magnifi.ca makes no representations concerning any effort to review on an on-going basis the content of any of the sites listed in the Products and Services or otherwise linked from the Products and Services. Magnifi.ca shall not be held responsible for the accuracy, copyright or trademark compliance, legality, or decency of material contained in sites listed in Products and Services or otherwise linked from the Magnifi.ca web sites or provided to the Magnifi.ca by third parties.

Magnifi.ca™ Disclaimer
Magnifi.ca makes available certain advertising content through the Magnifi.ca™ product. The advertisements and the underlying content (collectively the "Advertising Content"), are provided entirely by the subscribers to the Magnifi.ca™ service (hereinafter referred to as "Subscribers") and are solely the responsibility of such Subscribers. Consequently, Magnifi.ca does not, represent or warrant the reliability, accuracy, or truthfulness of that content. Although periodically Magnifi.ca may attempt to verify the accuracy of information provided, neither Magnifi.ca nor its agents shall be held liable for any technical inaccuracies, typographical errors or inaccuracies in the externally linked web sites ("External Content"), links to External Content or any information in the Advertising Content or External Content. In addition, Magnifi.ca has no control over whether External Content is of a nature that users will find acceptable. Magnifi.ca assumes NO responsibility for such External Content, rather, Magnifi.ca is merely providing access to such web sites as a service to you.

Just as when you purchase a product or service in any setting, you should exercise appropriate discretion, good judgment and caution in accessing content on the Products and Services and in taking any actions based upon that content. You bear all risk associated with any content that you access. Your accessing of any content through the Products and Services is subject to your agreement to these Terms and Conditions. If you proceed to use the Products and Services, you thereby agree to be bound by these Terms and Conditions and the Disclaimer of Warranties and Limitation of Liability set forth apply.

Changes in Terms and Conditions and Changes in Products and Services Magnifi.ca reserves the right to modify the Products and Services from time to time, for any reason, and without notice, including the right to terminate the Products and Services or any part thereof. Magnifi.ca reserves the right to modify these Terms and Conditions from time to time, without notice. Please review these Terms and Conditions from time to time to be apprised of any changes.

Privacy
Click here to review Magnifi.ca's privacy policy.


Downloadable Files
The Products and Services may contain files made available for downloading ("Downloadable Files") by various third parties. All such files are provided by entities other than Magnifi.ca. Magnifi.ca makes no warranties regarding such files and disclaims all responsibility for such files. IF YOU INTEND TO DOWNLOAD SUCH FILES, YOU SHOULD CAREFULLY RE-READ THE CAPITALIZED WORDS SET FORTH IN THE DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY. Those provisions will have special importance to you. Magnifi.ca makes the Downloadable Files available subject to all of its Terms and Conditions, including the Disclaimer of Warranties and Limitation of Liability set forth. Magnifi.ca cannot guarantee that any Downloadable File will meet any user's needs, standards, or desired specifications. Although the Downloadable Files which may be made available through the Products and Services have been screened for viruses, Magnifi.ca cannot guarantee that this screening has been performed to the user's satisfaction. Magnifi.ca cannot and does not guarantee that such Downloadable Files will be free from viruses or errors. If you download such files, you shall bear all risk of viruses, errors, or damage and all other risks resulting from such downloading.

Magnifi.ca Logos and Desktop Icon
Magnifi.ca offers a non-assignable, non-transferable, and non-exclusive license to link to Magnifi.ca's web site, using the Magnifi.ca™ logo and Magnifi.ca™ desktop icon, subject to the following provisions. The Magnifi.ca™ logo and Magnifi.ca™ desktop icon may be placed on a web site for the sole purpose of creating a link to Magnifi.ca's Products and Services and allowing users of your site to access the Magnifi.ca's Products and Services. The Magnifi.ca Magnifi.ca™ logo and Magnifi.ca™ desktop icon may not be used for any other purpose, including, among other purposes, to suggest sponsorship by, or affiliation with, or endorsement by Magnifi.ca. The Magnifi.ca Magnifi.ca™ logo and Magnifi.ca™ desktop icon may only be used in accordance with the instructions found on the logo-program page and may only be used in the exact size, shape, colours, design, and configuration as found on those web pages. The Magnifi.ca Magnifi.ca™ logo and Magnifi.ca™ desktop icon may not be altered in any manner. The Magnifi.ca Magnifi.ca™ logo and Magnifi.ca™ desktop icon must appear by themselves as set out in the instructions. The Magnifi.ca Magnifi.ca™ logo and Magnifi.ca™ desktop icon may not be used to disparage Magnifi.ca, its products or services, or in a manner which, in Magnifi.ca's reasonable judgment, may diminish or otherwise damage Magnifi.ca's good will in the Magnifi.ca Magnifi.ca™ logo and Magnifi.ca™ desktop icon. By using any such Magnifi.ca Magnifi.ca™ logo and Magnifi.ca™ desktop icon, you acknowledge that Magnifi.ca has exclusive rights to the Magnifi.ca™ logo and Magnifi.ca™ desktop icon, and that all good will generated through your use of the Magnifi.ca™ logo and Magnifi.ca™ desktop icon will inure to the benefit of Magnifi.ca. If you use the Magnifi.ca Magnifi.ca™ logo and Magnifi.ca™ desktop icon, you must include appropriate attribution, for example: "Magnifi.ca™ is a registered trademark of Magnifi.ca Technologies Inc."

Magnifi.ca may terminate this license at any time and for any reason or for no reason, without any notice. Magnifi.ca reserves the right to revoke this license or to alter its terms from time to time, without any notice. Magnifi.ca reserves the right to take action against any use that does not conform to these provisions.

No License
Except as expressly provided, nothing within any of the Products and Services shall be construed as conferring any license under any of Magnifi.ca's or any third party's intellectual property rights, whether by estoppel, implication, waiver, or otherwise.

Copyrights and Trademarks Magnifi.ca™ is a registered trademark of Verrex Communications Inc.


Magnifi.ca respects the intellectual property of others and we ask our users and advertisers do the same. All marks that appear throughout the Products and Services belong to the respective owners of such marks, and are protected by Canadian, U.S. and international copyright and trademark laws. Any use of any of the marks appearing throughout the Products and Services without the express written consent of Magnifi.ca or the owner of the mark, as appropriate, is strictly prohibited.

Magnifi.ca does not check any claim of any Subscriber regarding their right to use the marks they may provide for inclusion in the Products and Services as part of their Advertising Content. Magnifi.ca makes reasonable efforts to ensure the rights of the respective owners of any such marks provided are protected through the Standard Advertising Terms and Conditions. Under no circumstances shall Magnifi.ca or its parents, subsidiaries, affiliates, officers, employees or agents be held responsible for any misuse of such marks by any Subscriber to the Products and Services.

Intellectual Property Infringement Claims
It is the policy of Magnifi.ca to make every effort to respond expeditiously to claims of intellectual property infringement. Magnifi.ca will promptly process and investigate notices of alleged infringement and will take appropriate actions under applicable intellectual property laws. Upon receipt of notice, Magnifi.ca will contact the party which supplied the material claimed to be infringing in order to give that party an opportunity to respond to the notification. The Content supplier will have five (5) business days to respond. Any and all counter notifications submitted by the Content supplier will be furnished to the complaining party. Should the complaining party counter-respond indicating that the Content supplier's claim to right of use is not in fact true, Magnifi.ca will immediately remove or disable access to any material claimed to be infringing or claimed to be the subject of infringing activity and will act expeditiously to remove or disable access to any reference or link to material or activity that is claimed to be infringing.

Notices of Infringement should be directed to:Contact Us. Please put "Notice of Infringement" in the subject line of all such notifications. Please provide the following information in your Notice of Infringement:

1. Your full name, address, telephone number and e-mail address;
2. A description of the copyrighted work that you claim has been infringed;
3. An electronic or physical signature (faxed to (905) 597-0544) of the person
    authorized to act on behalf of the owner of the copyright interest;
4. A description of where the material that you claim is infringing is located on the site;
5. A statement by you that you have a good faith belief that the disputed use is not authorized
    by the copyright owner, its agent, or the law;
6. a statement by you, made under penalty of perjury, that the above information in your Notice of Infringement
    is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Arbitration, Governing Law and Forum for Disputes
Unless expressly stated to the contrary elsewhere within the Products and Services, all legal issues arising from or related to the use of the Products and Services shall be construed in accordance with, and all questions with respect thereto shall be determined by, the laws of the Province of Ontario, Canada. Any controversy or claim arising out of or relating to these Terms and Conditions or any user's use of the Products and Services shall be settled by binding arbitration in accordance with said laws. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in Markham, Ontario, Canada and judgment on the arbitration award may be entered into in any province or federal court in Ontario, Canada having jurisdiction thereof. Any party seeking temporary or preliminary injunctive relief may do so in any provincial or federal court in Ontario, Canada having jurisdiction thereof. Except as set forth above, the provincial and federal courts of Ontario, Canada shall be the exclusive forum and venue to resolve disputes arising out of or relating to these Terms and Conditions or any user's use of the Products and Services. By using the Products and Services and thereby agreeing to these Terms and Conditions, users consent to personal jurisdiction and venue in the provincial and federal courts in Ontario, Canada with respect to all such disputes.

Standard Advertising Terms and Conditions
Click here for information regarding Standard Advertising Terms and Conditions.

Professional Information
Magnifi.ca may make available certain information provided by third parties related to various professional fields such as medicine, law, and accounting. Magnifi.ca does not give advice in any such fields and in no way endorses any of the information provided in this manner. IF YOU INTEND TO USE ANY SUCH INFORMATION, YOU SHOULD CAREFULLY RE-READ THE CAPITALIZED WORDS SET FORTH ABOVE IN THE DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY. Those provisions will have special importance for you. All information made available through the Magnifi.ca is made available subject to Magnifi.ca' Terms and Conditions, including the Disclaimer of Warranties and Limitation of Liability set forth above.

Magnifi.ca STRONGLY SUGGESTS THAT YOU SEEK ADVICE FROM A COMPETENT PROFESSIONAL REGARDING ISSUES IN ANY PROFESSIONAL FIELD.

Indemnity and Release By using the Magnifi.ca Products and Services you agree to indemnify Magnifi.ca and its parents, subsidiaries, affiliates, officers, employees and agents and hold them harmless from any and all claims and expenses, including attorney's fees, arising from your use of the Magnifi.ca web sites. By using the Magnifi.ca you are hereby agreeing to release Magnifi.ca and its parents, subsidiaries, affiliates, officers, employees and agents from any and all claims, demands, debts, obligations, damages (actual or consequential), costs, and expenses of any kind or nature whatsoever, whether known or unknown, suspected or unsuspected, disclosed or undisclosed, that you may have against them arising out of or in any way related to such disputes and/or to the Products and Services. You hereby agree to waive all laws that may limit the efficacy of such releases.

Merger
These Terms and Conditions constitute the entire agreement between the parties with respect to the subject matter contained herein and supersedes any other agreement, proposals and communications, written or oral, between Magnifi.ca's representations and you with respect to the subject matter hereof; except that any other terms and conditions located on any individual Magnifi.ca web site are incorporated herein by reference to the extent they do not conflict with these Terms and Conditions. To the extent that any other terms and conditions or terms of service conflict with these Terms and Conditions, those other provisions shall control with respect to the use of the particular web site and any products or services available on or through the web site at which those other provisions may be found.

On-line Shopping Notice and Disclaimer
Magnifi.ca may provide access to electronic purchasing through the Products and Services and/or links to external e-commerce web sites maintained by third parties. Although Magnifi.ca may have initially reviewed each site linked from the Magnifi.ca Products and Services, the sites are owned and operated by third parties, and therefore, Magnifi.ca cannot ensure that you will be satisfied with their products or services.

By using the Products and Services, you are acknowledging and agreeing to the following terms and conditions:

The merchandise, products or services (collectively, the "Merchandise") offered to you through links to the Products and Services are provided by third parties who are not affiliated with Magnifi.ca. Magnifi.ca does not endorse any of the Merchandise, nor has Magnifi.ca taken any steps to confirm the accuracy or reliability of any of the information contained in such third parties' submissions to the Products and Services or such third parties' web sites. Magnifi.ca does not, make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) you might be requested to give any third party. YOU ARE STRONGLY ENCOURAGED TO MAKE WHATEVER INVESTIGATION YOU FEEL NECESSARY OR APPROPRIATE BEFORE PROCEEDING WITH ANY ONLINE OR OFFLINE TRANSACTION WITH ANY OF THESE THIRD PARTIES.

BEFORE USING THE PRODUCTS AND SERVICES WITH THE INTENT OF PURCHASING MERCHANDISE ON-LINE, PLEASE CAREFULLY RE-READ THE CAPITALIZED WORDS SET FORTH IN THE DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY. All aspects of the Products and Services, including the purchase of any products or services, are subject to Magnifi.ca's Terms and Conditions, including the Disclaimer of Warranties and Limitation of Liability.

Violations of Terms and Conditions
Should you violate these Terms and Conditions or any other rights of Magnifi.ca, Magnifi.ca reserves the right to pursue any and all legal and equitable remedies against you, including, without limitation, terminating any and all user accounts on any and all of the Magnifi.ca web sites. If Magnifi.ca should fail to enforce any right or provision in these Terms and Conditions, you agree that this failure does not constitute a waiver of such right or provision or of any other rights or provisions in these Terms and Conditions. If a court should find that one or more rights or provisions set forth in these Terms and Conditions are invalid, you agree that the remainder of the Terms and Conditions shall be enforceable and that, to the extent permitted by law, the court shall give effect to the parties' intentions, as reflected in any such right or provision that has been declared invalid or unenforceable.

If you are aware of any violations of these Terms and Conditions, please report them to:Contact Us